What is the Cheapest Car Insurance in Florida?

You can get quotes from all major insurance companies operating in the state to figure out the cheapest car insurance in Florida. This is a simple quest. The statewide average is just over a thousand dollars. Florida Farm Bureau has an average annual premium of just short of four hundred dollars.

This is around sixty-five percent less than the statewide average according to
https://floridainsurancequotes.net/florida-auto-insurance/ . This insurance certainly has the cheapest car insurance in Florida but whether or not the average premium it charges will be suitable for you is a different matter. It is quite possible you will not qualify for this rather inexpensive premium.

The cost of car insurance in Florida varies from one city to another. The premium also varies from one zip code to another, even in the same city or town. There are more than a dozen insurers in the state offering auto insurance. You will get wildly varying premiums from these insurers in the same state and for your zip code. It is hence necessary to have a more holistic view and a comprehensive assessment of the actual premiums, the coverage offered and the many deductibles or exemptions.

To give you a broader view of the industry so you can choose the cheapest car insurance in Fl, Florida Farm Bureau has an average premium of $381 whereas USAA and GEICO, both have an average of around $600. Travelers, State Farm, and Auto-Owners, all three have an average of around $650. While Safeco, MetLife and Bristol West cost over $800.

In addition, 21st Century costs nearly $1,000. Esurance and Progressive have averages exceeding $1,000. Esurance actually has an average greater than $1,100. Allstate charges more than $1,200 per year. Direct General charges a whopping $1,336 as an average. The most expensive insurer is United Automobile with an average of almost $3,000. Windhaven Insurance has an average of $2,300. Ocean Harbor or Pearl Holding Group has an average of more than $1,700 and Infinity Auto has an average of around $1,800.

You ought to shop for the cheapest car insurance in Florida in a methodical manner at
https://floridainsurancequotes.net/florida-auto-insurance/ . Zero in on the affordable insurers after factoring in the city and zip code. Do not initiate a random statewide search. It will only prolong the quest. Check if the insurer has more favorable premiums for the kind of car or automobile you own and given your driving history. Then compare the specific policies to choose the best car insurance in the state.